ZentzlbHad a noob friend that had been playing the game for less than a week that got ganked while he was trying to land at farseer yesterday. He was not deterred from playing in the slightest. The ship insurance policy in this game is incredibly forgiving, most other games you would just lose the ship. Repeated ganking can be toxic but dying one or two times is only a roadblock if you have a bad attitude.
A rebuy or two is not a big deal. Losing a week of exploration data on the other hand...
Explorers should always switch to solo when returning.