Draxxa Kireth Don't forget that to outfit a ship you need to spend about 200-300% the cost of the ship with modules...
This, this can't be said enough. My 83m stock Beluga ballooned to 270m. My Viper MkIV (stock price of 400k) jumped to a whopping 13m, but it's an anomaly... An FDL? 50m went up to 150m. A stock Conda will be treated like it's down range on a shooting range, and react to fire about the same.